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What is a FHA Mortgage?

Loans guaranteed by the Federal Housing Administration, or FHA Loans, aim to make buying homes more affordable for low- to middle-income borrowers, with relaxed lending standards, down payments as low as 3.5% and competitive interest rates. FHA loan requirements are a lot more lenient than other types of mortgages. FHA loans have been making homeownership more accessible for decades. 


Advantages of FHA l loans:

. Low down payment     . Better rates than conventional for low credit borrowers   . Low mortgage insurance rates than conventional     . More lenient credit score guidelines

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