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What is a VA Mortgage?

VA loans help active service members, veterans, and their surviving spouses become homeowners. A VA loan is a mortgage loan available through a program established by the U.S. Department of Veterans Affairs (VA) (previously the  Veterans Administration). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no privte mortgage insuracne  and generally get a competitive interest rate. They provide up to 100% financing on the value of a home. Eligible borrowers can use a VA loan to purchase or build a home, improve and repair a home, or refinance a mortgage. 


Advantages of VA loans:

. 0% Down Payment     . No Private Mortgage Insurane  . No Prepayment Penalties     . More lenient credit score guidelines

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